Caravan Finance Made Simple
Flexible finance options designed to make owning your next caravan easy
Buying a caravan is an exciting step, but it is also an important financial decision. At Tilshead Caravans, we understand that many customers prefer to spread the cost of their purchase rather than paying in one lump sum. That is why we offer access to flexible and trusted caravan finance options, designed to make owning a caravan more affordable and manageable.
We work with Black Horse Caravan & Motorhome Finance, one of the UK’s leading specialist finance providers and part of the Lloyds Banking Group. This partnership allows us to offer finance solutions that suit a wide range of budgets, whether you are purchasing a new caravan or a quality used model.
Trusted Caravan Finance from a Leading Provider
Choosing the right caravan finance provider is just as important as choosing the right caravan. Black Horse Caravan & Motorhome Finance has extensive experience in the leisure vehicle market and offers finance products tailored specifically for caravans and motorhomes.
By arranging finance through a well established and reputable provider, you can proceed with confidence, knowing that your caravan finance is supported by a major UK banking group.
Caravan Finance Options Available
Black Horse offers two main types of caravan finance, each designed to suit different purchasing needs and preferences.
Hire Purchase for New and Used Caravans
Hire Purchase is a popular caravan finance option for customers buying both new and used caravans. With this type of finance, you spread the cost of your caravan over an agreed period through fixed monthly payments.
Once all payments have been made, ownership of the caravan transfers to you. This option is ideal for customers who want clear monthly budgeting and full ownership at the end of the agreement.
Key benefits of Hire Purchase caravan finance may include:
Flexible repayment terms
Black Horse typically offers finance terms ranging from 1 to 10 years, allowing you to keep monthly repayments at a level that suits your budget.
No deposit options available
Many Hire Purchase agreements can be arranged without a deposit and without any increase to the interest rate, helping you get started with minimal upfront cost.
A practical alternative to using savings or investments
With competitive interest rates available, Hire Purchase finance may allow you to retain existing savings or investments rather than cashing them in prematurely.
Monthly payments tailored to you
Black Horse offers flexible finance terms, meaning repayments can be structured around a specific monthly amount where possible, giving you greater control over your finances.
Overpayments and lump sum reductions
Hire Purchase agreements usually allow you to make overpayments or lump sum payments without penalty. This can reduce either your monthly payments or the length of the agreement.
Personal Contract Purchase for New Caravans
Personal Contract Purchase, often referred to as PCP, is available on new caravans only. This option typically offers lower monthly payments by deferring a portion of the cost to the end of the agreement.
At the end of the term, you may have options depending on the agreement, such as keeping the caravan, changing it or returning it. PCP can be a flexible solution for customers who like to upgrade their caravan more regularly.
Finance for New and Used Caravans
Whether you are buying a brand new caravan or a carefully selected used model, caravan finance can help make your purchase more accessible. At Tilshead Caravans, we offer finance options across our range, allowing you to choose the caravan that best suits your touring lifestyle without compromising on quality or comfort.
Our team is happy to explain the differences between finance options and help you understand which solution may be best for your circumstances.
Clear Guidance and Friendly Support
Arranging caravan finance does not need to be complicated. Our experienced team will guide you through the process, answer your questions and provide clear information every step of the way.
We aim to make financing your caravan a straightforward and transparent experience, helping you focus on enjoying your future touring adventures.
Find Out More About Caravan Finance
If you would like to learn more about caravan finance at Tilshead Caravans, speak to our team today. We will be happy to discuss available options, explain the next steps and help you move closer to owning your ideal caravan. Or visit www.blackhorse.co.uk/caravans
Contact us or visit Tilshead Caravans to explore your caravan finance options and start planning your next journey.
Part Exchange Your Caravan
Upgrade easily by part-exchanging your current caravan with us.
Please note that all finance facilities are subject to status and any quotation does not imply acceptance by the lender. Tilshead Caravans Ltd is regulated by the FCA with Limited Permissions to conduct certain credit related activity. Tilshead Caravans Ltd is a credit intermediary and can introduce you to a limited number of lenders who provide funding. Tilshead Caravans may receive commission or other benefits for introducing you to such lenders.